Imperialism Dbq Ap European History Essay

Between the period from 1880 to 1914, European powers went after overseas empires in Africa. The governments and political leaders of the European powers believed that this colonization of the African empires was necessary to maintain their global influence. A second group of people supposed that African colonization was the result of the greedy Capitalists who only cared for new resources and markets. The third group of people claimed it to be their job to enlighten and educate the uncivilized people of Africa. Although the political leaders of European powers encouraged colonization of African empires to advance their nation’s global influence, others argued that it was only for the profiteering of the Capitalists who sought new resources and markets from Africa and those who benefited from colonization argued that these actions were necessary in order to civilize the African people. European heads of states or Political leaders promoted the Colonization of Africa to encourage greater influence of the European nation around the world. In his speech to the House of Commons in February of 1876, Benjamin Disraeli, British Prime Minister, argued that the purchase of the Suez Canal would indeed strengthen the empire (Document 2). Disraeli would obviously encourage colonization in order to increase his term in order to increase his political influence. Prince Leopold, heir to the throne of Belgium and future king, also said that the acquisition of African colonies would be â€Å"the opportunity to prove to the world that Belgians also are an imperial people capable of dominating and enlightening others† (Document 1). This shows the pressure of less powerful European powers, such as Belgium, to acquire colonies to advance their global influence. Leopold held these views because the more strong European powers had colonized. In 1903, French Diplomat Eugene-Melchoir de Vogue repeated this belief in, The Master of the Sea, when he wrote â€Å"What used to be a European balance of power is now a world balance of power†¦ and any country that does not wish to become less important must obtain as much relatively as our rivals are doing† (Document 10). Archibald Philip Primrose, Lord Rosebery, wrote, in his letter to the London Times, that colonies are essential to the nations survival. â€Å"Health of mind and body exalt a nation in the competition of the universe† (Document 8). These political leaders believed that colonization was  necessary to keep the nation’s global influence. African colonization obviously offered new wealth sources, such as markets and resources, to the European nations; however, many people doubted the ethicality of the act. In his speech in 1888, Joseph Chamberlain, British industrialist, politician and reformer, clearly argues that colonization is incredibly necessary to the British nation. He believes that the British Isles could not last for a single day without the natural markets for trade provided by the African colonies (Document 4). However, since he is an industrialist, Chamberlains goal is to increase his own wealth along with his countries, therefore, this argument could be distorted. Cecil Rhodes, British imperialist, easily revealed his thoughts on Imperialism when he said â€Å"Philanthropy is good, but philanthropy at 5 percent is even better† in a speech at the chartering of the British South Africa Company in 1889 (Document 5). William Clark disagreed with imperialist in a Progressive Review in 1879. His opinion was that the financers who hope to gain profit use Jameson, a â€Å"British military officer who led an unsuccessful raid into Boer controlled territory in Southern Africa,† as a tool (Document 7). Similarly, the Resolution of the German Social Democratic Party Congress argued that â€Å"World and colonial policy is pursued for the purpose of capitalist exploitation and for displaying military force†¦ [I]t corresponds first and foremost to the greedy desire of the bourgeoisie for new opportunities† (Document 9). This party rejected their greedy desire. A third group of people believed that Imperialism gave the opportunity to civilize the barbaric people from the African colonies. Rudyard Kipling’s â€Å"The White Man’s Burden† expresses their duty to do so. Prince Leopold, heir to the throne of Belgium and future king said â€Å"let us see where there are unoccupied lands†¦ where are to be found peoples to civilize, to lead to progress in every sense† (Document 1). Martial Henri Merlin, governor general of French Equatorial Africa announced that â€Å"We [France] went there by virtue of the right of a civilized, fully developed race to occupy territories which have been left fallow by backward peoples who are plunged into barbarism† (Document 11). Therefore, the Age of Imperialism made the European nations consider the advantages and disadvantages of African colonization. Political leaders of European powers encouraged the colonization of Africa to increase their nation’s global influence. Others argued that it was only for the profiteering of the Capitalists who wanted new resources and markets from African colonies. Lastly, those who benefited from the colonization of Africa argued that these actions were necessary to civilize the barbaric African people as expressed in Rudyard Kipling’s â€Å"The White Man’s Burden.†

Respectable Citizens: Gender, Family and Unemployment

Respectable Citizens: Gender, Family and Unemployment in Ontario’s Great Depression By Lara Campbell – A Review Lara Campbell’s, professor of history at Simon Frasier University, book Respectable Citizens: Gender, Family and Unemployment in Ontario’s Great Depression (published in 2009) provides a thoroughly researched look at an often looked over topic in regards to the Great Depression; gender. Her beginning introductory chapter sets the focus of this book and she takes time to consider the strengths and weaknesses of her thoroughly used sources.This overview of the book provides the reader with a well formatted look into her topics of discussion; namely the aspects of the welfare state, labour, and gender identity and understanding. Campbell divides her book into five primary chapters; each of which discuss a variety of issues and themes supplemented thoroughly with examples of accounts. Chapter one demonstrates the vital role which women, particularly as mothers, played within the home in order to ensure economic survival. Additionally, this chapter discusses the influence and importance of society’s view of just what a â€Å"good wife/mother† was including class differences.Survival through domestic work (e. g. nutrition, clothing, keeping house, budgeting) and informal labour (e. g. taking in laundry, sewing, prostitution, taking boarders) served as staples for women and mothers alike during this era. Campbell also discusses and provides insights on the matters of single motherhood, employed married women – who were largely subject to public ire for taking the jobs of men especially if their husband also had a job– and women deserting their families. This chapter, much like the second focuses on the roles, duties and expectations placed upon women and men in regards to their families.Chapter two continues on such topic with its focus being on men. This particular chapter demonstrates the stresses pla ced upon the family as men — the quinticental â€Å"bread-winners† — were increasingly unable to fill their role and were forced to endure searches for work and resulted in demands of social entitlement. Campbell spends particular attention to the humiliation of men in accepting relief money and as well as the concept of being unable to provide and fill their role as husbands and fathers leading to suicide.Chapter three canvases the contributions and involvements of the youth with their families through, primarily, informal and formal labour along with theft and black market dealings. It can be seen in this chapter the weighting of school against economic need; many for going schooling due to lack of clothing, supplies and duty to the family. As the chapter progresses Campbell demonstrates the requirements placed upon the sons and daughters even as they reached adulthood and the conflicts it generated between parent and child through the various acts employed by the state (e. . Parents Maintenance Act). The subject of illegitimate children and abortions is also discussed as Campbell portrays the effect the Depression had upon marriage rates. Chapters four and five, much like chapters one and two, share similarities in their subject matter; both chapters discuss protect, state policy and provision at length. In chapter four Campbell focuses on the stresses and their effects on both men and women in the home, including domestic abuse, and towards the state (e. g. eviction protests, meetings and political mobilization).Chapter five builds on the themes of protests toward the state and the variables of such things as gender (largely traditional in nature), ethnicity and class that shaped such matters like child welfare and rightful claims. By large Campbell explores the identity of Canadians during the Great Depression through gender and family. She depicts and discusses the traditional notions of the â€Å"Bread-Winner† husband and the â€Å"Good† wife and mother; both characters that provide and sustain the families in vital ways and the reflection the trials of the era presented such â€Å"Respectable Citizens† with.The main method of asserting these notions being through her extensive use of accounts from government documents, court records, newspapers, memoirs, plays, and interviews with women and men who lived in Ontario during the 1930s. Campbell’s focus on the hardships faced during the economic crisis allows for one to neatly achieve insight into the gendered dynamics that took place within the families of Ontario’s lives. She draws less so on the notion of Canadian â€Å"Britishness† but more so on how such a foundation influenced the actions of the people in what was to be perceived as the fundamental aspects of the man and women of the house.Campbell’s focus on the family-sphere demonstrates not only aspects of class structure and gender norms but the stateâ₠¬â„¢s view on them. She reports that often mothers were the unsung heads of house that not only fed, cleaned, clothed and nurtured but took stock of every item and ensured that every penny eared or received was used to its full capacity (this aspect being the chief discussion topic in chapter one). Additionally, she presents the societal view of class standards of women as the consumers of society.Poor or low class women often lectured on the supposed simplicities of keeping house and, perhaps famously, â€Å"making do†, while the middle to high class women were reportedly encouraged to spend what money was available to them for the purpose of keeping the Canadian market going as opposed to their counterparts who praised for â€Å"making a dollar do the work of five† (as praised by the father of Mary Cleevson about his wife on page 26 of Campbell’s book). Campbell also goes into detail of the effectiveness of the various acts put in place during the 1930s to sup plement earnings and the survivability of a family.These entitlements, while for a number of men were seen as humiliating to receive as it was a show against their ability to provide , served to identify that which adult (primarily parents) were entitled too by virtue of some nature of service. The Parent’s Maintenance Act is a good example of this; a parent or set of parents were able to call upon the court and demand payment due to them from their adult children under the basis that their sons and daughters owed a debt to them simply for being their parents.There were of course, as Campbell does not fail to provide examples for, cases in which the adult children were unable to pay due to personal circumstance or out of refusal by way of seeing their parent (particular the father) as lazy—such as the mentioned case of 52 year old Harry Bartram in June of 1937 who was denied by one of his three sons the five dollar weekly payment under such a claim (as seen on page 98 of Respectable Citizens). Finally, Campbell’s demonstrates the somewhat charming penchant Canadians appear to have for complaining.Within the chapters of Respectable Citizens one is shown various instances in which wives and mothers of all sorts take the community’s moral fiber into their own hands through acts such as calling the police on those suspected of prostitution, theft and selling on the black market and sending letters to the Primers of Ontario of the time George Henry (1930-34) and Mitchell Hepburn (1934-42) of the hardships that must face. It is this activism that becomes a part of the identity that builds into eviction protests, meetings and committees and political mobilization.Lara Campbell’s book contributes to the understanding of Canadian history and identity of the affectionately named â€Å"Dirty Thirties† by taking the opportunity to look past the issues of hunger and job loss alone and onto the people more specifically. While she do es take time to emphasize the job loss and economic crisis of the decade, she applies those factors in making an effort to comprehend society’s reaction and how that reaction reflects upon gender roles and family.This analysis clearly reveals aspects of the Canadian welfare state through well-developed topics and examples, providing a comfortable read for any who should chose to read this book. The discussion of state policy, relief efforts, labour and social movements as well as they altered family dynamic of the era allows for a clear understanding on a human level. Bibliography Campbell, Lara. Respectable Citzens: Gender, Family and Unemployment in Ontario’s Great Depression. (University of Toronto Press: 2009).

The Design Factors in a Modern Living or Working Space

The Design Factors in a Modern Living or Working Space Executive sum-up The purpose of this study is to sketch the factors which should be taken into history in the design of a modern life or working infinite. The study discusses three factors related to design of an ideal office, Specifically Environmental, Affective and Practical factors. The study gives a figure of recommendations, the chief 1s being:Allow natural air flow by utilizing a cross airing system to make a fresh ambiance.Decorate the office with Blue and Green colour to make a pleasant and productive ambiance.Use fluorescent visible radiations to make natural, warm or daylight colorss of visible radiation to cut down oculus fatigue and concern jobs.Tables of ContentssPage No.1.0Introduction42.0Design factors42.0.1Environmental factors42.0.2Affectional factors42.0.3Practical factors52.1Planing an ideal office52.1.1Environmental factors in an office design52.1.2Affectional factors in an office design52.1.3Practical factors in an office design63.0Decision64.0Recommendation65.0Reference List8In troductionThe intent of this study is to sketch the factors which should be taken into history in the design of a modern life or working infinite, and to give recommendations sing the ideal design of an office. It is written for Mr James Scott as portion of the Academic English class demands. The information was acquired through cyberspace research and group treatment. First, the study outlines the general factors related to design of a modern life or working infinite. Following, these factors are applied to the ideal design of an office. Subsequent to this, a decision is given followed by clear recommendations. 2.0 Design factors There are three factors to take into history when planing a modern life or work infinite, Specifically Environmental, Affective and Practical considerations. 2.0.1 Environmental factors Environmental factors relate to utilize of natural resource and the decrease of cost through the usage of renewable energy beginnings. The ways to make this involve, First, by utilizing a cross airing design to maintain populating country cool, fresh and healthy. Second, by put ining Windowss and doors on the E and west side, maximal natural visible radiation can be utilized. Third, by put ining solar panel and photo-voltaic system, electricity can be generated for different intents and its C free energy ( Seminara, 2014 ) . Hence, the usage of natural resource in modern life or working infinite reduces pollution and energy ingestion. 2.0.2 Affectional factors Affectional factors are to make with interior design and ornament of life or working infinite that affect people’s temper and attitudes. Harmonizing to Sanders ( 2014 ) , agreement of accoutrements and furniture affect the human tempers. For case, by maintaining a little tabular array with cheerful and colorful flowers and cosmetic container next to imbibe coaster can elate temper and create pleasant and friendly environment. Furthermore, adorning infinite with bright colorss and LED rope light gives energy and relaxation ( Taylor, 2013 ) . To reason, interior design and ornament of life and working can make a more comfy infinite. 2.0.3 Practical factors Practical factors in design are concerned with the wellness of worlds. It includes facets such as organic stuffs and comfy chairs and desks. In order to cut down toxic gases in life or working infinite, organic stuffs should be used such as wood, wool, slate, cotton and gorgeous fabrics ( Gibson, 2013 ) . Furthermore, ergonomic chairs and desks should be used which gives relaxation and comfy feeling. Harmonizing to Aulenback ( 2013 ) , proper accommodation of chair, desk dimensions and tallness of proctor can cut down back hurts and wellness hazard of employees. In short, use ergonomic equipment and organic stuffs in modern design of life or working infinite is an of import. 2.1 Planing an ideal office Having outlined the above factors associating to general design, it is now necessary to use them to the design of an office. 2.1.1 Environmental factors in an office design Environmental factors in an office include energy decrease and natural airing. Sing energy decrease, energy ingestion can be reduced by utilizing sunshine in the office environment, this impacting positive productiveness and the moral of employees ( Rayfield, 1997 ) . Equally far as natural airing is concerned, a cross airing system would let natural air flow throughout the office and corridors making a fresh ambiance in the office ( Goodell, 2010 ) . In short, low energy use and natural airing would ensue in an eco-friendly office taking to increase productiveness. 2.1.2 Affectional factors in an office design Affectional factors in an office design would affect the usage of appropriate colorss and an interior furniture design that positively affects the temper, emphasis degrees and behavior of workers. Sing colorss, the office could include bluish and green, the Blue and Green colour excite the heads of employees ( Akkan Design, 2014 ) . Refering interior furniture design, work can be performed in an efficient and originative mode when unit of ammunition shaped furniture is used. This is confirmed by a 2013 survey demoing that when employees were seated at a curving form desk they were more likely to prosecute in meeting. ( Australian authorities Comcare, 2002 ) . In decision, appropriate colorss and interior furniture design of an office creates a pleasant and productive ambiance. 2.1.3 Practical factors in an office design Practical factors in an office design would include lighting and equipment, such as chairs and desks which affect the wellness of workers. Refering lighting, usage of fluorescent tubings in the office would supply different qualities of visible radiation, such as natural, warm or daylight coloring material. By utilizing these, eyes fatigue and concern jobs can be reduced ( Hawary, 2011 ) . Sing desk design, a desk should hold a smooth and level surface, rounded corners and good entree for the user’s legs. In add-on, chairs should hold different maps such as accommodation of tallness, turn overing wheels and back joust to cut down back hurting job ( National Occupational Commission, 2011 ) . Hence, proper lighting and comfy chairs and desks are required to cut down wellness jobs.DecisionThis study has outlined the factors associating to the design of a working or populating infinite, Specifically Environmental, Affective and Practical facets. It has besides discussed the applic ation of these factors in the ideal design of an office. 4.0 Recommendation Having discussed the factors involved in planing a life or working infinite, Specifically Environmental, Affective and Practical factors. The undermentioned recommendations are given for the design of an ideal office. Environmental factorsInstall windows on the West and east side to let sunshine into the office.Allow natural air flow by utilizing a cross airing system to make a fresh ambiance.Affectional factorsDecorate the office with Blue and Green colour to make a pleasant and productive ambiance.Make a pleasant and friendly environment by maintaining cosmetic container on desk.Practical factorsUse fluorescent visible radiations to make natural, warm or daylight colorss of visible radiation to cut down oculus fatigue and concern jobs.Fit comfy desks which have smooth and level surfaces and good entree for user’s legs.Provide chairs with different maps, such as back joust, turn overing wheels and accommodation of tallness to cut down back hurting job.Reference ListAkkan Design. ( 2014 ) . How Color Affects Mood in Office and Interior Design. Retrieved from hypertext transfer protocol: //www.akkan.com.au/index.php/Blogs/How-Colour-Affects-Mood-in-Office-and-Interior-Design Aulenback, S. ( 2013 ) . 6 Ways to contend weariness while utilizing your standing desk. Retrieved from hypertext transfer protocol: //deskhacks.com/reduce-standing-desk-fatigue/ Australian Government Comcare. ( 2002 ) . Officewise. ISBN 1 921160 17 9 Retrieved from hypertext transfer protocol: //www.comcare.gov.au/__data/assets/pdf_file/0006/39570/Officewise_OHS1_Apr_10.pdf Gibson, R. ( 2013 ) . 10 Contemporary Elementss that Every Home demands. Retrieved from hypertext transfer protocol: //freshome.com/2013/09/30/10-contemporary-elements-that-every-home-interior-needs/ Goodell, l. ( 2010 ) . How to Make a Productive Office Environment. Retrieved from hypertext transfer protocol: //www.inc.com/guides/2010/05/create-productive-office-environment.html Hawary, S. ( 2011 ) . Lighting rules in interior design of direction infinites. Retrieved from hypertext transfer protocol: //www.academia.edu/1746322/lighting_principles_in_interior_design_of_managment_spaces National Occupational Health and Safety Commission. ( 2011 ) . Ergonomic Principles and Checklists for the Selection of Office Furniture and Equipment. ISBN 0 644 24516 6 Rayfield, J. K. ( 1997 ) . The office Interior Design Guide. Retrieved from hypertext transfer protocol: //www.books.google.com.au Drum sanders, A. ( 2014 ) . How Does Room Decoration Affect Mood? Retrieved from hypertext transfer protocol: //www.ehow.com/how-does_4744309_room-decoration-affect-mood.html Seminara, D. ( 2014 ) . Eco Housing Design. Retrieved from hypertext transfer protocol: //www.dsarchitecture.com.au/eco-housing-principles.html Taylor, J. ( n.d ) . 8 Ways to Get Ambient Lighting. Retrieved from hypertext transfer protocol: //www.houzz.com/ideabooks/6794787/list/8-ways-to-get-ambient-lighting-just-right

Human Rights or Technology? Essay

In today’s highly technological world everyone wants the latest and greatest gizmo on the market. Companies like Apple, want to make as much money as possible. With both Apple and society being held responsible for the outrageous working conditions in the factories in China workers can be treated more like people. In the article â€Å"In China, Human Costs are Built into an iPad,† Charles Duhigg and David Barboza argue that Apple and society are responsible for the repugnant conditions in China. In this article, the authors use facts, personal experience and a story about a worker from one of Apple’s factories, making the article more interesting and personal to the reader. Giving personal background brings you into the story. The article not only discusses the working conditions, but also discusses the living conditions. Without giving specific examples, Apple and society need to take a closer look and be held responsible for the horrendous conditions in China. In an essay written by Namit Arora, he discusses his own experience about his socioeconomic status. Arora writes that maybe it was not due to his hard work, but that he was in the right place at the right time. Arora describes different types of economic justice and makes the reader think about what we deserve. Do you deserve to have everything handed to you because you come from a rich family or should your hard and diligent work give you that reward; this is the very topic of Arora’s essay. The connection between the article written by Duhigg and Barboza with that of Arora is that of basic rights as a human being. If the rich are made richer in turn makes the poor become poorer. No matter what we do there really will never be a truly fair or just way to distribute an economy. There will always be those that fell their not being treated fairly even if everything is spoon fed to them, there just needs to be more balance to our current systems. Arora’s essay talks about those that are born with natural abilities from a moral standpoint is the same as those that have silver spoons in their mouths. Arora also discusses the â€Å"Difference Principle† which deals with this natural lottery. First off, Duhigg and Barboza discuss what we as consumers want. â€Å"Customers want amazing new electronics delivered every year.† (Duhigg and Barboza) This means the customers don’t care about how the products are made or who is hurt during the manufacturing process. During the course of the interviews Duhigg and Barboza conducted, a former worker told them that Apple did not care about anything except making more products and lowering costs to make those items. People who buy these products are blinded by the technology bug. If consumers did not want the latest and greatest phones or other electronic devices, there would not be as high of a need to for Apple to find the cheapest suppliers. Working conditions are not the only issues for the workers in these factories. The living conditions in China are horrific-there are more people living in their apartments then is safe by any standard. There were numerous people committing suicide due to the conditions at the factories. Apple is one of the most sought after brands. So if Apple were to make some changes it could make significant strides at reducing the working and living issues in China. If society were to inquire about how the workers are being treated this could also lead to changes being made in favor of the employees. Apple would be more likely to actually take action correct these substandard conditions, since no company wants their dirty laundry to be aired outside the company. Second, as discussed by Duhigg and Barboza, Apple is trying to make things better, but people would still be disgusted with what was seen. Duhigg and Barboza write that these devices are produced in substandard labor conditions, which is according to workers, worker advocates and reports published by companies themselves. There are underage workers and in many cases earn little to no money at all. In today’s society we need to take a round turn and prevent these children and other workers not get used and abused. Although Apple says it is trying to make things better there has been former workers say â€Å"finding new suppliers is time-consuming and costly,† Duhigg and Barboza report. Since Apple is an American based company the standards of the United States should be imposed on not just Apple, but any company that try to exploit these lower standards of other countries. As with society, we need to stop thinking of the things we want, but how and who is affected by making these products. If a company knows about issues but does nothing to correct those issues before someone were to get hurt they are just as responsible if not more responsible because something could have been done to prevent those injuries. â€Å"Apple had been alerted to hazardous conditions inside the Chengdu plan.† (Duhigg and Barboza) This shows that Apple is aware of conditions at their supplier but are taking no actions because as long as Apple gets its products the injuries of workers are none of their concern. Apple workers need to not only have better working conditions but also have better living conditions. This is not due to the fact that Apple has the money to pay their workers more; it’s actually due to the fact that the workers are human beings and should be compensated better. As well as having living conditions that are safer and healthier. The opportunity costs in China are significantly lower in China. The workers in China are willing to earn pennies on the dollar. From Apple’s standpoint it just makes sense to have their factory in China, instead of the United States. Apple has become one of the largest companies in their field due to these countries with lower standards. Even though Apple may make it seem like these conditions are not approved of, they would not be the electronic power house they are today. Arora discusses people may lack opportunity due to their lower or social economic status. In China the lack of opportunity does not play as much as it does in the U.S., since a company in China hires workers of almost any age. The downfall for those workers is getting treated as less than a human being as more like part of a machine. This is just morally wrong, for Apple to just turn a blind eye to these conditions. If Apple really cared these conditions could be better. The conditions may not be up to the standards of the U.S. but these people could actually be treated like a person. Due to the lower economy of China and the low opportunity cost, these two go hand-in-hand. Apple is taking all the risk and should be compensated for their risks. Even if we try to uphold higher standards there really is not much which can be done. No matter how much we try there will always be a country that has lower standards and cheaper workers; companies will just go to those places which makes profits the highest. To conclude, society as a whole needs to change our mind set from not caring how we get our products towards caring about how the products we buy are produced. As far as Apple goes, Apple needs to be held responsible not only for how the products are produced, but also how the workers making their products are being treated. Works Cited Arora, Namit â€Å"What Do We Deserve?† Emerging Contemporary Readings for Writers Composition Subjects Ed. Barclay Barrios. Bedford/St. Martins, 2010, 87-91. Book. Duhigg, Charles, and Barboza, David â€Å"In China, Human Costs are Built Into an iPad† The New York Times, 25 Jan. 2012. Editorial.

EVALUATE THE MAIN EU REGULATORY REACTIONS TO THE FINANCIAL CRISIS Essay

EVALUATE THE MAIN EU REGULATORY REACTIONS TO THE FINANCIAL CRISIS INCLUDING THE CHANGES TO THE EU REGULATORY PROCESS FOR FINANCIAL SERVICES - Essay Example Evidently, the financial crisis began in the second quarter of 2006 in United States. To this end, there were significant losses registered banks in United States as a result of sub primal foreclosures of mortgages (Chrisdoulaki, 2010). Consequently, since the mega banks in European Union and United States were operating under business models which were similar, the financial distress facing the United States were replicated in the European Union. To this end, the mega banks located on both the European Union and United States suffered from under-capitalization and insufficient liquidity reserves. Evidently, the financial regulations of the European Union are carried out at the continental level as well as within the individual countries. The European regulatory response to the crisis was significantly slower to that of the United States. The onset of the decline in profits within the United States was immediately reflected by a similar decline in profits by E.U banks (Clark, Feldman , & Gertler, 2000). The German government and regulators in the finance industry requested the European Commission to bail them out within six months after the crisis began. The bail out of 9 billion Euros was granted and was directed at the IKB German Bank (Grote, & Marauhn, 2006). Furthermore, the governments of other member countries of the European Union pumped in capital within their financial institutions. Examples included the Northern Rock bank located in the United Kingdom. The fast pace of the spread of the financial crisis was not unexpected since most of the securitized United States debt was originated for distribution to European investors and institutions. To this end, the financial crisis that affected the European Union is blamed on the business model of â€Å"originate-to-distribute† that is synonymous with U.S banks (Mattoo & Sauve?, 2003). Evidently, the large international financial institution adopted this model which allowed the institutions to increase their lending power without disrupting the set capital standards by regulators. Moreover, this model created instruments such as credit default swaps, mortgages guaranteed by securities, and debt obligation that were collaterized (Ferran, 2012). In this regard, such instruments played a part in exploiting weaknesses evident in financial regulatory structures. In addition, under-written mortgages and securities, insufficient coordination within national regulatory bodies, and regulatory arbitrage by the regulators all played a role in undermining the regulatory structures (Smith, 2005). To this end, the challenge of identifying and enforcing effective measures in response to the financial crisis in the European Union has been slowed down since the financial regulations are normally carried out at the member country and European level ( Helleiner, Pagliari, & Zimmermann, 2010). In light of the financial crisis of 2007-2009, the subsequent sections will address the financial regulator y responses carried out by the European Union as well as changes to the EU regulatory process for financial services. Financial Regulatory Reform Plan by the European Union Following the financial crisis of 2007-2009, the European Parliament Committee for Economic and Monetary Affairs met on 21st July 2010. In this regard, they approved a version of The Dodd-Frank Act adopted by the United States. The new version would seek to improve the regulatory bodies for securities, pensions, insurance, and banking sectors. The Act would also have the authority to overrule national governments on pertinent issues. In addition, the plans by the

Why poverty should be more aware in schools Research Paper

Why poverty should be more aware in schools - Research Paper Example However, their impact varies from person to person. Sometimes people pass over this turmoil stricken stage with ease, but in some cases one observes juvenile delinquency. â€Å"In 1994, police reported about 500 violent youth crime arrests for every 100,000 10-17-olds in the population. Violent youth crime then fell sharply from 1994 through 2001, before rebounding somewhat through 2008.† (J.A. Butts par.4) There are several factors involved that trigger such impulsive behavior such as personal conflicts, competition, socio-economic issues. To minimize the probability of propagating juvenile delinquency among youth, it is important to provide them proper coaching, a healthy environment to develop and moral support. Studies show that children belonging to under privileged class are more prone to go astray, and get themselves involved in mischievous activities (Brooks-Gunn and Duncan 2000 p. 189). Therefore it may prove helpful to educate students about poverty and make them understand the hardship that is faced by their school fellows who do not enjoy the same economic background. â€Å"In terms of achievement, the risk for poor relative to non-poor children is 2.0 times as high for grade repetition and dropping out of high school, and 1.4 times as high for having a learning disability. For other conditions and outcomes, these risk ratios are: 1.3 timesas high for parent-reported emotional or behavior problems, 3.1 times as high for a teenage out of wedlock birth, 6.8 times as high for reported cases of child abuse and neglect, and 2.2 times as high for experiencing violent crime.† (Duncan and Brooks-Gunn 2000 p. 189) The only place where poor children get a chance to mingle with their rich counterparts is public schools or at most a playground. Apart from that these children spend most of their time in a much stressed environment. Poverty may not be a curse, but it is enriched in capacity to give birth to social evils. It is a driving force that

Deaf infants and development Essay Example | Topics and Well Written Essays - 500 words

Deaf infants and development - Essay Example (The Care of Infants and Young Children) Speech does not disappear, but voice gets a strange sounding, there is a intonation breach, stress breach, speech is quick, vocabulary is limited (lack of words that expresses abstract notions, only simple sentences are used) Everything mentioned above proves that hearing reduce negatively influences on the speech development. Besides we should take into consideration that we use different loudness while speaking: there are stressed and unstressed sounds in speech, voiceless consonants, etc. Among the different factors that impact the child’s speech we can outline: the degree of the hearing reduce – the worse a child hears, the worse he/she speaks; age of the speech breach – the earlier it happens the more difficult it is; conditions of the child’s growing – the results of bringing up are better if the child is treated in time; physical and psychological development. A negative impact has the limitation of the social contacts in infant’s age when a person should take the world through the sounds. The defected children require special treatment and control by the doctors and teachers. Though the sign systems have different meanings for socialization in different periods of childhood. Usually children use verbal, imaginary-moving and imaginary-graphical signs and socialize through the playing games. Role games, painting and drawing are very important for socializing children who have any kind of defects. All these kind of activity help to form imaginary thinking. (Dr. Eloise Murray) Bringing up the child with diminished hearing, parents should make a responsible choice – method of teaching. Besides the family climate is also very important for the social and cognitive development. The psychologists differentiate several types of relationship with a deaf child: understanding; â€Å"overcaring†; non-real treatment (parents treat their child as a healthy one); indifference(the most dangerous type of